489 Sandy Ln, Franklin, OH 45005 Property Records

Warren County property record for 489 Sandy Ln, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,960 sqft · built 1961
Lot Size	0.204 acres (8,890 sqft)
Owner	Individual Name on Record
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-108-031-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-108-031-0`
Alternative APNs	`0425108031` `425108031` `2100215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,890 sqft (0.204 acres)
Lot Dimensions	127 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Canopy	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2100215
Old Parcel Number	0425108031
Street Address	489 SANDY LN
City	FRANKLIN
State	OH
Zip	45005-2067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE CREST PARK 4 #250
Legal Subdivision	LAYNE CREST PARK 4
Legal Block	108
Legal Lot Number	250
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3008
Census Tract	32502

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 SANDY LN, FRANKLIN, OH 45005-2067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Affidavit of Death of Joint Tenant, Transfer
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023
Deed Sale	Jul 28, 2023
Record Updated	Jun 8, 2026

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Jul 28, 2023
Property Address	489 SANDY LN, FRANKLIN, OH 45005-2067
Document Number	0000015587
Map Reference	MB 4 PG 189
Instrument Date	May 20, 2023
Instrument	2023-015587
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SANDY LN, FRANKLIN, OH 45005-2067

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	489 SANDY LN, FRANKLIN, OH 45005-2067
Document Number	0000012510
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 SANDY LN FRANKLIN OH 450052067, FRANKLIN, OH 45005-2067

Mortgage

Document Number	0000012510
Date	Apr 25, 2017
Instrument	12510

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2032

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+30.08%)	$63,704 (+32.55%) Land $15,750 Building $47,954	$182,010 (+32.55%) Land $45,000 Building $137,010
2023	$2,520.00 (+3.32%) Homeowner's exemption	$48,059 (-) Land $9,685 Building $38,374
2022	$2,439.00 Homeowner's exemption	$48,059 Land $9,685 Building $38,374	$137,310 (-) Land $27,670 Building $109,640
2021			$137,310 Land $27,670 Building $109,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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