489 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 489 S Main St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1900
Lot Size	0.044 acres (1,917 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Feb 2019)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-02003-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`19-02003-0000-00019`
Alternative APNs	`190200300019` `02002700` `3766`

Interior

Stories	2 Stories
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,917 sqft (0.044 acres)
Lot Dimensions	110 ft deep x 17 ft wide

Location & Zoning

Account Number	3766
Street Address	489 S MAIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4
Legal Subdivision	PHILLIPSBURG
Legal Block	2003
Legal Lot Number	19
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2005
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

489 S Main St is owned by a company that acquired it in December 2023.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Redemption Deed, Transfer
Jan 5, 2024	Quit Claim Deed, Transfer · Commercial Mortgage COMMERCIAL LENDE LLC
Jun 13, 2023	Intrafamily Transfer, Transfer
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Feb 25, 2019	Grant Deed, Transfer · FHA Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Deed Document Number	2019506126
Deed Book / Page	2938 / 185
Last Transfer Date	Dec 22, 2023
Transfer Doc	003398/309
Record Updated	Sep 20, 2026

January 2024: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 10, 2024
Property Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	001034/239
Book / Page	1034 / 239
Instrument Date	Jan 3, 2024
Instrument	2024-601598
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 5, 2024
Property Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	003398/309
Book / Page	3398 / 309
Instrument Date	Dec 22, 2023
Instrument	2024-601415
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2546 MARY VIOLA DR, SOPHIA, NC 27350-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030

Mortgage

Document Number	2024601416
Date	Jan 5, 2024
Instrument	2024-601416

Lender

Name	COMMERCIAL LENDE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Jun 13, 2023
Property Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	003354/186
Book / Page	3354 / 186
Instrument Date	Feb 3, 2023
Instrument	2023-593085
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 PLYMOUTH PL APT 1407, 1407, SOMERSET, NJ 08873-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030

Mortgage

Document Number	007150/195
Date	Jul 28, 2021
Book Page	7150/195
Instrument	2021-557623

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Mar 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 25, 2019
Property Address	489 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	0000506126
Book / Page	002938 / 000185
Instrument Date	Feb 15, 2019
Instrument	506126
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 S MAIN ST PHILLIPSBURG NJ 088653030, PHILLIPSBURG, NJ 08865-3030

Mortgage

Document Number	506127
Date	Feb 25, 2019
Book Page	006677/000150
Instrument	506127

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARIOTTE, NC 28210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 489 S Main St was $4,783, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,300 (-) Land $10,800 Building $91,500	$102,300 (-) Land $10,800 Building $91,500
2025	$4,783.00 (+2.88%)	$102,300 Land $10,800 Building $91,500	$102,300 Land $10,800 Building $91,500
2024	$4,649.00
2023		$102,300 (-) Land $10,800 Building $91,500	$102,300 (-) Land $10,800 Building $91,500
2022	$4,243.00 (+1.85%)	$102,300 Land $10,800 Building $91,500	$102,300 Land $10,800 Building $91,500
2021	$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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