Warren County and Thurman Town property record for 489 River Rd, Warrensburg, NY 12885
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2013 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2026) |
| Tax Bill | $6,570 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| APN | 523800 210.-1-24.1 |
| Primary APN | 523800 210.-1-24.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Lot Area | 1,306,800 sqft (30 acres) |
| Lot Width | 1,228 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 489 RIVER RD |
|---|---|
| City | WARRENSBURG |
| State | NY |
| Zip | 12885-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APA 8.5 |
| Legal Block | 1 |
| Legal Lot Number | 24.001 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | THURMAN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 73500 |
489 River Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Warren County and Thurman Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 NELSON AVE, SARATOGA SPRINGS, NY 12866-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Apr 18, 2007 · Amount on File |
| Deed Document Number | 20264458 |
| Deed Book / Page | 7272 / 39 |
| Prior Transfer Date | Mar 2, 2016 |
| Prior Transfer Doc | 0000002431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 489 RIVER RD, WARRENSBURG, NY 12885-4508 |
| Document Number | 0000004458 |
| Book / Page | 7272 / 39 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20264458 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 132 NELSON AVE, SARATOGA SPRINGS, NY 12866-4802 |
| Date | Jul 23, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 489 River Rd was $6,570 with exemptions applied.
Source: Warren County and Thurman Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Thurman Town |
| Unified School District | Warrensburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,570.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | Homeowner's exemption Senior Citizen's exemption | $236,000 (-) Land $54,500 Building $181,500 | $376,216 (+14.57%) Land $86,880 Building $289,336 |
| 2024 | $236,000 (-) Land $54,500 Building $181,500 | $328,371 (+2.21%) Land $75,831 Building $252,540 | |
| 2023 | $236,000 Land $54,500 Building $181,500 | $321,263 Land $74,190 Building $247,073 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 489 River Rd; there have been 7 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1981–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Feb 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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