489 River Rd, Lakeland, GA 31635 Property Records

Lanier County property record for 489 River Rd, Lakeland, GA 31635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (May 2022)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038 0044E`

Property Details

APN / Parcel Number

Primary APN	`038 0044E`
Alternative APN	`4867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Heated Area
1st Floor Area	1,788 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4867
Old Parcel Number	038 0044E
Street Address	489 RIVER RD
City	LAKELAND
State	GA
Zip	31635-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 433 LD 10 TRACT 7 1.00 AC
Legal Tract	7
Jurisdiction	LANIER GA
Township / Civil Division	EAST LANIER
Census Block Group	1
Census Block	1034
Census Tract	950100

Owner

Source: Lanier County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	489 RIVER RD, LAKELAND, GA 31635-6255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
May 24, 2022	Warranty Deed, Transfer
May 24, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Nov 22, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST FEDERAL SAVINGS AND LOAN
May 15, 2015	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 11, 2008	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	0000003611
Deed Book / Page	361 / 1
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	00000361/1
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANIER GA
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255

Mortgage

Document Number	0000000361/0000000003
Date	May 26, 2022
Book Page	0000000361/0000000003

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANIER GA
Recording Date	May 24, 2022
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Document Number	00000361/1
Book / Page	361 / 1
Instrument Date	May 24, 2022
Instrument	2022-000244
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANIER GA
Recording Date	May 24, 2022
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Document Number	00000361/1
Book / Page	361 / 1
Instrument Date	May 24, 2022
Instrument	2022-000244
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255

Mortgage

Document Number	0000003613
Date	May 24, 2022
Instrument	361/3

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANIER GA
Recording Date	Nov 22, 2019
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Document Number	000323/300
Book / Page	323 / 300
Instrument Date	Nov 22, 2019
Instrument	2019-000440
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000323/0000000302
Date	Dec 2, 2019
Book Page	0000000323/0000000302

Lender

Name	FIRST FEDERAL SAVINGS AND LOAN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANIER GA
Recording Date	May 15, 2015
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Document Number	000275/198
Book / Page	275 / 198
Instrument Date	May 15, 2015
Instrument	2015-000180
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255

Mortgage

Document Number	000275/199
Date	May 18, 2015
Book Page	275/199

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2045

December 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	LANIER GA
Recording Date	Dec 11, 2008
Property Address	489 RIVER RD, LAKELAND, GA 31635-6255
Document Number	0000201/17
Book / Page	201 / 17
Instrument Date	Dec 11, 2008
Instrument	2008-000506
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 RIVER RD, LAKELAND, GA 31635-6255

Mortgage

Document Number	0000201/19
Date	Dec 15, 2008
Book Page	201/19

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Lanier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Lanier County
Unified School District	Lanier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+53.75%) Homeowner's exemption	$93,680 (+77.16%) Land $5,120 Building $88,560	$234,200 (+77.16%) Land $12,800 Building $221,400
2023	$1,615.00 Homeowner's exemption	$52,880 Land $3,200 Building $49,680	$132,200 Land $8,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Community Networks Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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