489 River Bluff Dr, Unit 1, Shallotte, NC 28470 Property Records

Brunswick County property record for 489 River Bluff Dr, Unit 1, Shallotte, NC 28470

Property Summary

Property Type	Townhouse
Details	3 bd · 4.5 ba · 2,562 sqft · built 2005
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on File
Last Sale	$457,000 (Apr 2026)
Tax Bill	$3,201 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`198PC00101`

Property Details

APN / Parcel Number

Primary APN	`198PC00101`
Alternative APNs	`109709078442` `80081074`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	2,562 sqft Heated Area
Gross Area	3,396 sqft
1st Floor Area	964 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	2,309 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80081074
Street Address	489 RIVER BLUFF DR, 1
City	SHALLOTTE
State	NC
Zip	28470-5279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	TH 7A BLDG 7 BLUFFS PLAT 35/189
Legal Subdivision	BLUFFS TWNHMS-RIVERS EDGE
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2016
Census Tract	20514

Owner

489 River Bluff Dr, Unit 1 is owned by two individuals who bought it in April 2026.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1106 SALINAS VALLEY DR, WAKE FOREST, NC 27587-7213
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Construction Mortgage MASON MCDUFFIE MORTGAGE CORPORATION
Mar 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Book / Page	5544 / 737
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 23, 2026
Property Address	489 RIVER BLUFF DR, 1, SHALLOTTE, NC 28470-5279
Document Number	5544000737
Book / Page	5544 / 737
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,314.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 SALINAS VALLEY DR, WAKE FOREST, NC 27587-7213

Mortgage

Document Number	5544000740,
Date	Apr 23, 2026
Book Page	5544/740

Lender

Name	MASON MCDUFFIE MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 28, 2019
Property Address	489 RIVER BLUFF DR UNIT 1, 1, SHALLOTTE, NC 28470-5279
Document Number	0041711269
Book / Page	004171 / 001269
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 GREENLEAF AVE CHARLOTTE NC 282021032, CHARLOTTE, NC 28202-1032

Tax Assessment & Valuation

The 2025 property tax bill for 489 River Bluff Dr, Unit 1 was $3,201, up 1.2% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,610 (-) Land $48,000 Building $381,610	$429,610 (-) Land $48,000 Building $381,610
2025	$3,201.00 (+1.17%)	$429,610 Land $48,000 Building $381,610	$429,610 Land $48,000 Building $381,610
2024	$3,164.00
2023		$429,610 Land $48,000 Building $381,610	$429,610 Land $48,000 Building $381,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 River Bluff Dr, Unit 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 River Bluff Dr, Unit 1 is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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