Anne Arundel County property record for 489 Rita Dr, Odenton, MD 21113
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,768 sqft · built 1956 |
| Lot Size | 0.334 acres (14,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jan 2020) |
| Tax Bill | $5,552 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-528-03726700 |
| Primary APN | 04-528-03726700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,536 sqft (0.334 acres) |
| Garage Type | Carport |
| Garage Area | 190 sqft |
| Carport | Carport |
| Carport Area | 190 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 52803726700 |
|---|---|
| Street Address | 489 RITA DR |
| City | ODENTON |
| State | MD |
| Zip | 21113-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 6 BK B ODENTON HEIGHTS |
| Legal Subdivision | ODENTON HEIGHTS |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 740900 |
489 Rita Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 7, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Jan 10, 2020 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on File |
| Deed Sale | Jan 10, 2020 · Amount on File |
| Prior Sale | May 9, 2005 · Amount on File |
| Deed Book / Page | 34059 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Document Number | 4227000429 |
| Book / Page | 42276 / 429 |
| Instrument Date | Apr 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Document Number | 4227000429, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 42276/429 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Document Number | 0389130160 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 38913/160 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 10, 2020 |
| Property Address | 489 RITA DR, ODENTON, MD 21113-1720 |
| Document Number | 0340590096 |
| Book / Page | 034059 / 000096 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 489 RITA DR ODENTON MD 211131720, ODENTON, MD 21113-1720 |
| Document Number | 340590103 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 034059/000103 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2050 |
The 2025 property tax bill for 489 Rita Dr was $5,552, up 5.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,733 (+2.17%) | $491,800 (+6.52%) Land $213,700 Building $278,100 | |
| 2025 | $5,552.00 (+5.41%) | $461,700 Land $193,700 Building $268,000 | $461,700 Land $193,700 Building $268,000 |
| 2024 | $5,267.00 (+18.01%) | ||
| 2023 | $4,463.00 | $408,700 | $461,700 Land $193,700 Building $268,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Rita Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Rita Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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