Placer County property record for 489 Plutes Way, Colfax, CA 95713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,012 sqft · built 2008 |
| Lot Size | 2.73 acres (119,354 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,943 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-132-049-000 |
| Primary APN | 101-132-049-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,012 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 119,354 sqft |
| Garage Area | 941 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 489 PLUTES WAY |
|---|---|
| City | COLFAX |
| State | CA |
| Zip | 95713-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.74 AC LOT 3 PM 35 156 |
| Legal Subdivision | PARCEL MAP ESD15 00157 |
| Legal Lot Number | 3 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | COLFAX-MONUMENTAL RIDGE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 22002 |
489 Plutes Way is owned and occupied by an individual who acquired it in January 2014.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 PLUTES WAY, COLFAX, CA 95713-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 11, 2019 | Deed of Trust, Mortgage · ARM DROP MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2014 |
| Transfer Doc | 0000063353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 489 PLUTES WAY, COLFAX, CA 95713-9701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 489 PLUTES WAY, COLFAX, CA 95713-9701 |
| Document Number | 0000062492 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-0062492 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 7, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 489 PLUTES WAY, COLFAX, CA 95713-9701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 489 PLUTES WAY GAY, COLFAX, CA 95713-9701 |
| Document Number | 0000115154 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021-0115154 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 489 PLUTES WAY, COLFAX, CA 95713-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PACIFIC COAST TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000007939 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019-0007939 |
| Name | DROP MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ENCINITAS, CA 92024 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 10.8% |
The 2025 property tax bill for 489 Plutes Way was $8,943.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Colfax Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $981,773 (+11.05%) Land $209,876 Building $771,897 | |
| 2025 | $8,943.00 | $884,092 Land $205,761 Building $678,331 |
| 2023 | $7,402.00 (-0.19%) | $708,000 Land $164,800 Building $543,200 |
| 2022 | $7,416.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 489 Plutes Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 489 Plutes Way is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - COLFAX serves 3,073 people · EPA ID CA3110006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SmarterBroadband Fixed Wireless | 25 / 5 |
May also be available: Astound Broadband, Cal.net, Frontier, Verizon.
5G (outdoors only) and 4G LTE
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