489 Pine Hurst Dr, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 489 Pine Hurst Dr, Mount Sterling, KY 40353

Property Summary

Property TypeSingle Family Home
Details2,062 sqft · built 2017
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$18,000 (Nov 2016)
Tax Bill$1,243 (2025)
Flood ZoneZone X (minimal risk)
APN022-60-01-112.00

Property Details

APN / Parcel Number

Primary APN022-60-01-112.00
Alternative APN
  • 8785

Interior

Stories1 Story
Building Area2,062 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area154 sqft
Deck Area420 sqft

Location & Zoning

Account Number8785
Street Address489 PINE HURST DR
CityMOUNT STERLING
StateKY
Zip40353-7849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALHALLA UNIT 5 LOT 112 & HOUSE
Legal SubdivisionVALHALLA
Legal Lot Number112
Legal Unit5
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group2
Census Block2021
Census Tract920100

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address489 PINE HURST DR, MOUNT STERLING, KY 40353-7849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2016 · Amount on Record
Deed SaleNov 29, 2016 · Amount on Record
Deed Document Number0000318296
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
MunicipalityMount Sterling City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,243.00 (-1.35%)$175,000 (-)$175,000 (-)
2023$1,260.00$175,000$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT STERLING WATER WORKS
serves 16,391 people · EPA ID KY0870298
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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