489 Nevada Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 489 Nevada Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1925
Lot Size	0.141 acres (6,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2018)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-24-0078`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-24-0078`
Alternative APNs	`8289283` `327310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	536 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,132 sqft (0.141 acres)
Lot Dimensions	146 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	327310
Street Address	489 NEVADA AVE E
City	SAINT PAUL
State	MN
Zip	55130-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARRARS ADDITION EX W 8 O4/1OO FT LOT 12 AND ALL OF LOT 11 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	FARRARS ADDITION
Legal Block	2
Legal Lot Number	12,11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1009
Census Tract	30601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 NEVADA AVE E, SAINT PAUL, MN 55130-3207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Oct 4, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	20184729636
Prior Transfer Date	Apr 15, 2004
Prior Transfer Doc	0000326938
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	489 NEVADA AVE E, SAINT PAUL, MN 55130-3207
Document Number	0004850024
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 NEVADA AVE E ST PAUL MN 551303207, ST PAUL, MN 55130-3207

Mortgage

Document Number	0004850024
Date	Dec 8, 2020
Instrument	4850024

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 4, 2018
Property Address	489 NEVADA AVE E, SAINT PAUL, MN 55130-3207
Document Number	0004729636
Instrument Date	Sep 20, 2018
Instrument	4729636
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 NEVADA AVE E ST PAUL MN 551303207, ST PAUL, MN 55130-3207

Mortgage

Document Number	4729637
Date	Oct 4, 2018
Instrument	4729637

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,400 (+8.97%) Land $35,000 Building $187,400	$222,400 (+8.97%) Land $35,000 Building $187,400
2025	$2,970.00 (-0.13%)
2023	$2,974.00 Homeowner's exemption	$204,100 Land $25,000 Building $179,100	$204,100 Land $25,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GigFire, T-Mobile.

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