489 N 850 E, Layton, UT 84041 Property Records

Davis County property record for 489 N 850 E, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 908 sqft · built 1971
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,600 (Jun 2022)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-106-0100`

Property Details

APN / Parcel Number

Primary APN	`10-106-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,324 sqft (0.237 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	489 N 850 E
City	LAYTON
State	UT
Zip	84041-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 100, SKYLINE ADDITION NO 5. CONT. 0.237 ACRES
Legal Subdivision	SKYLINE ADDITION NO 5
Legal Lot Number	100
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3001
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 N 850 E, LAYTON, UT 84041-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage DESERET FIRST FCU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Jun 14, 2019	Warranty Deed, Transfer · FHA Mortgage VERITAS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	20223483714
Deed Book / Page	8034 / 1213
Prior Transfer Date	Jan 18, 2002
Prior Transfer Doc	0001722597
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 21, 2022
Property Address	489 N 850 E, LAYTON, UT 84041-3208
Document Number	08034/1213
Book / Page	8034 / 1213
Instrument Date	Jun 21, 2022
Instrument	3483714
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, US TITLE COMPANY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 N 850 E, LAYTON, UT 84041-3208

Mortgage

Document Number	0003483724
Date	Jun 21, 2022
Instrument	3483724

Lender

Name	DESERET FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	489 N 850 E, LAYTON, UT 84041-3208
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 N 850 E, LAYTON, UT 84041-3208

Mortgage

Document Number	7882/251
Date	Nov 8, 2021
Book Page	7882/251
Instrument	3433592

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jul 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	489 N 850 E, LAYTON, UT 84041-3208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003012645
Date	Apr 6, 2017
Book Page	6738/830
Instrument	3012645

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2022

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 14, 2019
Property Address	489 N 850 E, LAYTON, UT 84041-3208
Document Number	7284/0511
Book / Page	7284 / 0511
Instrument Date	Jun 13, 2019
Instrument	3166022
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	VANGUARD TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 N 850 E, LAYTON, UT 84041-3208

Mortgage

Document Number	3166054
Date	Jun 14, 2019
Instrument	3166054

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,800 (+7.03%) Land $114,958 Building $102,842	$396,000 (+7.03%) Land $209,014 Building $186,986
2025	$1,938.00 (+4.42%)	$203,501 (-40.5%) Land $104,770 Building $98,731	$370,000 (+8.19%) Land $190,490 Building $179,510
2024	$1,856.00 (+1.2%)
2023	$1,834.00 (+2%)	$342,000 Land $140,090 Building $201,910	$342,000 Land $140,090 Building $201,910
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (1982–1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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