489 Mitchell Rd, Put In Bay, OH 43456 Property Records

Ottawa County property record for 489 Mitchell Rd, Put In Bay, OH 43456

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 1,836 sqft · built 1900
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2023)
Tax Bill	$4,763 (2025)
Deeds & Mortgages	Nov 2023 Sale Feb 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039242-6`

Property Details

APN / Parcel Number

Primary APN	`039242-6`
Alternative APN	`024-08146-10812-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Total Area
1st Floor Area	1,068 sqft
Upper Floors Area	768 sqft
Attic	Attic
Attic Area	210 sqft
Basement Area	922 sqft
Unfinished Basement	154 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Exterior Material	Wood
Lot Area	23,522 sqft (0.54 acres)

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	64 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	192 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	039242-6
Street Address	489 MITCHELL RD
City	PUT IN BAY
State	OH
Zip	43456-5709
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 12 N OF CO RD SW CORNE R
Legal Subdivision	SOUTH BASS ISLAND
Legal Lot Number	12
Jurisdiction	OTTAWA OH
Township / Civil Division	PUT-IN-BAY
Census Block Group	1
Census Block	1035
Census Tract	50100

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 MITCHELL RD, PUT IN BAY, OH 43456-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Survivorship Deed, Transfer RIT COAST TITLE, TRI COAST TITLE
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 15, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Dec 17, 1998 · Amount on Record
Deed Document Number	20237194
Deed Book / Page	1969 / 240
Prior Transfer Date	Apr 6, 2005
Prior Transfer Doc	0000150232
Record Updated	Oct 29, 2026

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	OTTAWA OH
Recording Date	Nov 16, 2023
Property Address	489 MITCHELL RD, PUT IN BAY, OH 43456-5709
Document Number	0000007194
Book / Page	1969 / 240
Instrument Date	Nov 16, 2023
Instrument	202300007194
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	521 LANGRAM RD, PUT IN BAY, OH 43456-6704

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	489 MITCHELL RD, PUT IN BAY, OH 43456-5709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292494
Date	Feb 20, 2020
Book Page	1757/362
Instrument	202000292494

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTTAWA OH
Recording Date	Dec 15, 2020
Property Address	489 MITCHELL RD, PUT IN BAY, OH 43456-5709
Document Number	0000301668
Book / Page	001811 / 000094
Instrument Date	May 21, 2020
Instrument	301668
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$34.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1569 LANGRAM RD PUT IN BAY OH 434566724, PUT IN BAY, OH 43456-6724

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Put-in-Bay Township
Unified School District	Put-in-Bay Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,763.00 (-0.08%)	$154,798 (-) Land $59,654 Building $95,144
2024	$4,767.00 (+39.35%)	$154,798 (+52.4%) Land $59,654 Building $95,144	$442,280 (+52.41%) Land $170,440 Building $271,840
2023	$3,421.00 (+4.97%)	$101,571 (-) Land $47,723 Building $53,848
2022	$3,259.00	$101,571 Land $47,723 Building $53,848
2021			$290,200 Land $136,350 Building $153,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	83 units insured incl. 38 condo units
Nearby Flood Claims	72 (1978–2021)
Claims Outside the SFHA	7 of 72
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile.

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