489 McAllister Rd, Bastrop, TX 78602 Property Records

Bastrop County property record for 489 McAllister Rd, Bastrop, TX 78602

Property Summary

Property TypeRural Home
Details1,482 sqft · built 1986
Lot Size0.97 acres (42,263 sqft)
OwnerIndividual Name on Record
Tax Bill$1,277 (2025)
Deeds & MortgagesJun 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNR59815

Property Details

APN / Parcel Number

Primary APNR59815
Alternative APN
  • O0193266

Interior

Stories1 Story
Building Area1,482 sqft Living Area
Gross Area1,926 sqft
1st Floor Area1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Roof MaterialComposition Shingle
Lot Area42,263 sqft (0.97 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address489 MCALLISTER RD
CityBASTROP
StateTX
Zip78602-5660
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA14 BOWLES, BENJAMIN, ACRES 1.0000
Legal SubdivisionBOWLES, BENJAMIN
Legal Block2
JurisdictionBASTROP TX
Township / Civil DivisionBASTROP
Census Block Group2
Census Block2021
Census Tract950503

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address489 MCALLISTER RD, BASTROP, TX 78602-5660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address489 MCALLISTER RD, BASTROP, TX 78602-5660
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 MCALLISTER RD, BASTROP, TX 78602-5660

Mortgage

Document Number0202409055
DateJun 5, 2024
Instrument202409055
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term964 Months
DueOct 3, 2104
Interest
Rate TypeAdjustable Rate
Rate7.97%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.9%

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictSmithville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,277.00 (-8.98%) Homeowner's exemption Senior Citizen's exemption$271,977 (+1.21%) Land $115,000 Building $156,977$271,977 (+1.21%) Land $115,000 Building $156,977
2024$1,403.00
2023Homeowner's exemption Senior Citizen's exemption$268,725 Land $85,000 Building $183,725$268,725 Land $85,000 Building $183,725
2022$2,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Nextlink, Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McAllister Rd

Nearby Streets

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