St. Clair County property record for 489 Maple St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,587 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,000 (2017) |
| Tax Bill | $1,973.00 (2025) |
| Primary APN | 74-01-123-0028-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,587 sqft Living Area |
| 1st Floor | 1,587 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 120 ft x 108 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 2,210 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 489 MAPLE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 33 & 34 BUNGALOW GARDENS |
| Legal Subdivision | BUNGALOW GARDENS |
| Legal Lot Number | 33-34 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-123-0028-050
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Apr 15, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Jun 29, 2016 · Amount on Record |
| Deed Doc Number | 201718523 |
| Deed Book / Page | 4854 / 59 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 004854/060 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000496052 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 4960/52 |
| Instrument | 2018014312 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Document Number | 0005511663 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 5511/663 |
| Instrument | 2022009841 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Document Number | 0051440295 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 489 MAPLE ST ALGONAC MI 480011026, ALGONAC, MI 48001-1026 |
| Document Number | 0051440295 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 005144/000295 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 31, 2017 |
| Property Address | 489 MAPLE ST, ALGONAC, MI 48001-1026 |
| Document Number | 0048540059 |
| Book / Page | 004854 / 000059 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,178.20 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 MAPLE ST ALGONAC MI 480011026, ALGONAC, MI 48001-1026 |
| Document Number | 48540060 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 004854/000060 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,973.00 (-38.29%) Homeowner's exemption | $125,400 (+21.63%) | |
| 2024 | $3,197.00 (+12.21%) | $250,800 (+21.63%) | |
| 2023 | $103,100 | ||
| 2022 | $2,849.00 | $206,200 |
489 Maple St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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