489 Main St, Dennis, MA 02638 Property Records

Barnstable County and Dennis Town property record for 489 Main St, Dennis, MA 02638

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,976 sqft · built 1900
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2018)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DENN M:000306 P:044-000`

Property Details

APN / Parcel Number

Primary APN	`DENN M:000306 P:044-000`
Alternative APNs	`M:000306 P:000044` `12581`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	6,374 sqft
1st Floor Area	2,171 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12581
Street Address	489 MAIN ST
City	DENNIS
State	MA
Zip	02638-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	DENNIS MA
Township / Civil Division	DENNIS
Census Block Group	2
Census Block	2010
Census Tract	11300

Owner

489 Main St is owned by two individuals who acquired it in November 2021.

Source: Barnstable County and Dennis Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2025, DENNIS, MA 02638-5025
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK
Nov 15, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Oct 3, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Oct 3, 2018
Deed Book / Page	31720 / 104
Last Transfer Date	Nov 8, 2021
Transfer Doc	034662-221
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	489 MAIN ST, DENNIS, MA 02638
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	032575-208
Date	Dec 24, 2019
Book Page	32575/208
Instrument	66058

Lender

Name	KS STATEBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Nov 15, 2021
Property Address	489 MAIN ST, DENNIS, MA 02638
Document Number	034662-221
Book / Page	34662 / 221
Instrument Date	Nov 8, 2021
Instrument	74641
Transaction Type	Transfer
Record Updated	Sep 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	489 MAIN ST, DENNIS, MA 02638

Mortgage

Document Number	0000074642
Date	Nov 15, 2021
Instrument	74642

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Oct 3, 2018
Property Address	489 MAIN ST, DENNIS, MA 02638
Document Number	31574-195
Book / Page	031574 / 000195
Instrument Date	Oct 3, 2018
Instrument	49138
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2025 DENNIS MA 026385025, DENNIS, MA 02638-5025

Tax Assessment & Valuation

The 2025 property tax bill for 489 Main St was $3,516, up 0.9% from the year before.

Source: Barnstable County and Dennis Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Dennis Town
Unified School District	Dennis-Yarmouth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00 (+0.86%)	$812,100 (+2.27%) Land $249,500 Building $562,600	$1,170,875
2024	$3,486.00 (+3.41%)	$794,100 (+1%) Land $251,400 Building $542,700
2023	$3,371.00	$721,900 Land $228,500 Building $493,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENNIS WATER DISTRICT serves 65,000 people · EPA ID MA4075000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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