489 Main Ave, Wynantskill, NY 12198 Property Records

Rensselaer County and North Greenbush Town property record for 489 Main Ave, Wynantskill, NY 12198

Property Summary

Property Type	Single Family Home
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2025)
Tax Bill	$13,272 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`383200 124.-2-15.124`

Property Details

APN / Parcel Number

Primary APN	`383200 124.-2-15.124`

Exterior

Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	286 ft deep x 62.9 ft wide

Location & Zoning

Street Address	489 MAIN AVE
City	WYNANTSKILL
State	NY
Zip	12198-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	15.124
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	3
Census Block	3001
Census Tract	52305

Owner

489 Main Ave is owned by an individual who bought it in September 2025.

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3 TAKKEN KILL RD, LATHAM, NY 12110-1251
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Jan 17, 2025 · Amount on File
Deed Book / Page	11071 / 48
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 19, 2025
Property Address	489 MAIN AVE, WYNANTSKILL, NY 12198-8208
Document Number	0110710048
Book / Page	11071 / 48
Instrument Date	Sep 16, 2025
Instrument	2025-661547
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TAKKEN MILL RD, LATHAM, NY 12110-1251

Mortgage

Document Number	2025661548
Date	Sep 19, 2025
Instrument	2025-661548

Lender

Name	STARLIGHT LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 489 Main Ave was $13,272, up 9.6% from the year before.

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	Wynantskill Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,272.00 (+9.57%)
2025	$12,113.00	$48,300 (-) Land $2,100 Building $46,200	$301,875 (-4.37%) Land $13,125 Building $288,750
2024	Veteran's exemption	$48,300 (-) Land $2,100 Building $46,200	$315,686 (+25.82%) Land $13,725 Building $301,961
2023		$48,300 Land $2,100 Building $46,200	$250,909 Land $10,909 Building $240,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 489 Main Ave; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VANDERHEYDEN HALL , INC. private · serves 280 people · EPA ID NY4117236
Water Source	Purchased surface water from NORTH GREENBUSH CONSOLIDATED DISTRICT
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20