489 Linkside Pl W, Miramar Beach, FL 32550 Property Records

Walton County property record for 489 Linkside Pl W, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 1980
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Jul 2019)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-2S-21-42120-000-4890`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42120-000-4890`
Alternative APNs	`27-221-42120-000-4890` `1055882`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	1,260 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	92 ft deep x 46 ft wide
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	489 LINKSIDE PL W
City	MIRAMAR BEACH
State	FL
Zip	32550-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PARCEL 489 LINKSIDE VILLAGE I PB 5-38 OR 1319-288 OR 2604-1813 OR 2903-4699 OR 3110-4701
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	LINKSIDE VILLAGE
Legal Block	48
Legal Lot Number	4890
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2017
Census Tract	950609

Owner

489 Linkside Pl W is owned and occupied by two individuals who bought it in July 2019.

Source: Walton County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 LINKSIDE PL W, MIRAMAR BEACH, FL 32550-4853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Nov 1, 2012 · Amount on File
Deed Document Number	201922634
Deed Book / Page	3110 / 4701
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	489 LINKSIDE PL W, MIRAMAR BEACH, FL 32550-4853
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 LINKSIDE PL W, MIRAMAR BEACH, FL 32550-4853

Mortgage

Document Number	0033051326
Date	Oct 18, 2023
Book Page	3305/1326
Instrument	20230037594

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 8, 2019
Property Address	489 LINKSIDE PL W, MIRAMAR BEACH, FL 32550-4853
Document Number	0031104701
Book / Page	3110 / 4701
Map Reference	MB 5 PG 38-38C
Instrument Date	Jul 2, 2019
Instrument	20190022634
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	H & S TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8019 LEGEND CREEK DR, 8019, MIRAMAR BEACH, FL 32550-4893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 CASALTA CIR, NEW SMYRNA BEACH, FL 32168-4518

Mortgage

Document Number	0031104702
Date	Jul 8, 2019
Instrument	3110/4702

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 489 Linkside Pl W was $3,835, up 2.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+2.57%)	$496,003 Land $61,258 Building $434,745	$496,003 Land $61,258 Building $434,745
2024	$3,739.00 (+10.88%)
2023	$3,372.00 (+9.87%)	$454,170 (+14.06%) Land $61,258 Building $392,912	$454,170 (+14.06%) Land $61,258 Building $392,912
2022	$3,069.00	$398,175 Land $67,996 Building $330,179	$398,175 Land $67,996 Building $330,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Linkside Pl W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Linkside Pl W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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