489 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 489 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 745 sqft · built 1900
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Aug 2020 Refinance
APN	`ANDO M:0033 B:0041 L:000022`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0033 B:0041 L:000022`
Alternative APNs	`ADVR M:0033 B:0041 L:000022` `1052`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	745 sqft Living Area
Gross Area	1,614 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1052
Street Address	489 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	41
Legal Lot Number	22
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2016
Census Tract	528100

Owner

Source: Andover Town records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 LAKE RD, ANDOVER, CT 06232-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	489 LAKE RD, ANDOVER, CT 06232-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	136-563
Date	Aug 24, 2020
Book Page	136/563

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00	$74,410 (-) Land $32,690 Building $41,720	$52,087 Land $22,883 Building $29,204
2024	$2,351.00 (+0.99%)
2023	$2,328.00 (-1.94%)	$74,410 (-) Land $32,690 Building $41,720
2022	$2,374.00	$74,410 Land $32,690 Building $41,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20