489 Joyce St, Apollo, PA 15613 Property Records

Westmoreland County property record for 489 Joyce St, Apollo, PA 15613

Property Summary

Property Type	Single Family Home
Lot Size	0.429 acres (18,713 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Oct 2018)
Tax Bill	$2,937 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Sale & Mortgage
APN	`42-15-10-0-021`

Property Details

APN / Parcel Number

Primary APN	`42-15-10-0-021`
Alternative APN	`0420150100021`

Exterior

Lot Area	18,713 sqft (0.429 acres)

Location & Zoning

Street Address	489 JOYCE ST
City	APOLLO
State	PA
Zip	15613-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE LOT 17
Legal Subdivision	ROSS
Legal Lot Number	17
Jurisdiction	WESTMORELAND PA
Township / Civil Division	ALLEGHENY
Census Block Group	3
Census Block	3018
Census Tract	801200

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 JOYCE ST, APOLLO, PA 15613-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 26, 2018	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	201834330
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	489 JOYCE ST, APOLLO, PA 15613-8705
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001781
Date	Jan 14, 2022
Instrument	202201140001781

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Oct 26, 2018
Property Address	489 JOYCE ST, APOLLO, PA 15613-8705
Document Number	0000034330
Map Reference	VOL31 PG6
Instrument Date	Oct 19, 2018
Instrument	201810260034330
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,798.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 JOYCE ST, APOLLO, PA 15613-8705

Mortgage

Document Number	0000034331
Date	Oct 26, 2018
Instrument	201810260034331

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Allegheny Township
Unified School District	Kiski Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,937.00 (+0.1%)	$18,780 (-) Land $2,950 Building $15,830
2025	$2,934.00 (+8.59%)		$18,780 (-) Land $2,950 Building $15,830
2024	$2,702.00	$18,780 Land $2,950 Building $15,830
1972			$18,780 Land $2,950 Building $15,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1987–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW KENSINGTON MUNI AUTH serves 47,800 people · EPA ID PA5650070
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Joyce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures