489 Hwy 79, Dover, TN 37058 Property Records

Stewart County property record for 489 Hwy 79, Dover, TN 37058

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 956 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2020)
Tax Bill	$603 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`081063 05401`

Property Details

APN / Parcel Number

Primary APN	`081063 05401`
Alternative APN	`063 05401`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Total Area
1st Floor Area	748 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	144 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	489 HIGHWAY 79
City	DOVER
State	TN
Zip	37058-6941
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 05 RAY'S BARBER SHOP, COUNTY AREA: R99
Jurisdiction	STEWART TN
Township / Civil Division	4
Census Block Group	2
Census Block	2030
Census Tract	110201

Owner

Source: Stewart County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	125 SHANE LEE CIR, DOVER, TN 37058-3426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage F & M BANK
Jul 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	58467
Deed Book / Page	239 / 526
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	489 HIGHWAY 79, DOVER, TN 37058-6941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	241/261
Date	Aug 25, 2020
Book Page	241/261
Instrument	58739

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jul 21, 2020
Property Address	489 HIGHWAY 79, DOVER, TN 37058-6941
Document Number	239/526
Book / Page	239 / 526
Instrument Date	Jul 9, 2020
Instrument	58467
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 SHANE LEE CIR, DOVER, TN 37058-3426

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00	$40,560 (-) Land $11,000 Building $29,560
2024	$603.00 (-13.61%)	$40,560 (+37.21%) Land $11,000 Building $29,560
2023	$698.00	$29,560 (-) Land $11,000 Building $18,560
2022	$698.00	$29,560 Land $11,000 Building $18,560	$73,900 (-27.12%) Land $27,500 Building $46,400
2021			$101,400 Land $27,500 Building $73,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH STEWART UTILITY DISTRICT serves 6,096 people · EPA ID TN0000195
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 79

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