489 Grand Ave, Central Point, OR 97502 Property Records

Jackson County property record for 489 Grand Ave, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1959
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2022)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`372W11BD1500`

Property Details

APN / Parcel Number

Primary APN	`372W11BD1500`
Alternative APNs	`372W11BD01500` `10146867`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,191 sqft
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	291 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	489 GRAND AVE
City	CENTRAL POINT
State	OR
Zip	97502-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	11
Legal Quarter	2
Legal Subdivision	GRAND VIEW ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1034
Census Tract	1001

Owner

489 Grand Ave is owned and occupied by an individual who bought it in May 2022.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 27, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE EXPRESS LLC
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 16, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Document Number	202217417
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514

Mortgage

Document Number	0000021826
Date	Oct 10, 2025
Instrument	2025-021826

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514

Mortgage

Document Number	0000021911
Date	Oct 13, 2025
Instrument	2025-021911

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 27, 2022
Property Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Document Number	0000017417
Map Reference	MB 3 PG 40
Instrument Date	May 26, 2022
Instrument	2022-017417
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514

Mortgage

Document Number	0000017418
Date	May 27, 2022
Instrument	2022-017418

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Document Number	0000018645
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 GRAND AVE CENTRAL POINT OR 975022514, CENTRAL POINT, OR 97502-2514

Mortgage

Document Number	0000018645
Date	Jun 19, 2018
Instrument	18645

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 16, 2017
Property Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514
Document Number	0000008685
Map Reference	VOL3 PG40
Instrument Date	Nov 17, 2016
Instrument	2017-008685
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 GRAND AVE, CENTRAL POINT, OR 97502-2514

Mortgage

Document Number	0000008686
Date	Mar 16, 2017
Instrument	2017-008686

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 489 Grand Ave was $2,527, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,710 (+2.99%)	$274,000 (+9.78%) Land $130,980 Building $143,020
2025	$2,527.00 (+2.52%)	$148,270 (+2.99%) Land $73,640 Building $74,630	$249,600 (+7.07%) Land $118,650 Building $130,950
2024	$2,465.00 (+3.35%)	$143,960 (+3%) Land $71,500 Building $72,460	$233,120 (+10.5%) Land $115,250 Building $117,870
2023	$2,385.00 (+2.36%)	$139,770 (+3%) Land $69,420 Building $70,350	$210,970 (-25.74%) Land $151,930 Building $59,040
2022	$2,330.00	$135,700 Land $67,400 Building $68,300	$284,100 Land $128,610 Building $155,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 489 Grand Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 489 Grand Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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