489 Gradle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 489 Gradle Dr, Carmel, IN 46032

Property Summary

Property Type	Warehouse, Storage
Details	7,500 sqft · built 1984
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on File
Last Sale	$3,250,000 (Apr 2026)
Tax Bill	$9,050 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-000-036.010-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-000-036.010-018`
Alternative APN	`1609360000036010`

Interior

Stories	1 Story
Building Area	7,500 sqft Gross Area
1st Floor Area	7,500 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Concrete
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	46,174 sqft (1.06 acres)
Utility Building	7,500 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	489 GRADLE DR
City	CARMEL
State	IN
Zip	46032-2535
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	ACREAGE 1.06, SECTION 36, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	111011

Owner

Source: Hamilton County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1425 E 86TH ST, INDIANAPOLIS, IN 46240-5918
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRA CREDIT UNION
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS
May 16, 2018	Loan Modification, Mortgage NATIONAL BK/INDIANAPOLIS
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202614360
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 8, 2026
Property Address	489 GRADLE DR, CARMEL, IN 46032-2535
Document Number	0000014360
Instrument Date	Apr 1, 2026
Instrument	202614360
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1425 E 86TH ST, INDIANAPOLIS, IN 46240-5918

Mortgage

Document Number	0000014361,
Date	Apr 8, 2026
Instrument	202614361

Lender

Name	CENTRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	5.98%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	489 GRADLE DR, CARMEL, IN 46032-2535
Document Number	0000062352
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6470 MERIDIAN PKWY #A INDIANAPOLIS IN 462201082, A, INDIANAPOLIS, IN 46220-1082

Mortgage

Document Number	0000062352
Date	Dec 9, 2019
Instrument	62352

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 8, 2024

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	489 GRADLE DR, CARMEL, IN 46032-2535
Document Number	0000022671
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 GRADLE DR CARMEL IN 460322535, CARMEL, IN 46032-2535

Mortgage

Document Number	0000022671
Date	May 25, 2018
Instrument	22671

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	489 GRADLE DR, CARMEL, IN 46032-2535
Document Number	0000057451
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	489 GRADLE DR CARMEL IN 460322535, CARMEL, IN 46032-2535

Mortgage

Document Number	0000057451
Date	Nov 20, 2017
Instrument	57451

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	107 N PENNSYLVANIA ST, INDIANAPOLIS, IN 46204-2444

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 19, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,100 (+1.29%) Land $265,000 Building $190,100	$455,100 (+1.29%) Land $265,000 Building $190,100
2024	$9,050.00 (-0.08%)
2023	$9,057.00 (-3.05%)	$449,300 (-) Land $265,000 Building $184,300	$449,300 (-) Land $265,000 Building $184,300
2022	$9,342.00	$449,300 Land $265,000 Building $184,300	$449,300 Land $265,000 Building $184,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

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