St. Johns County property record for 489 Fox Water Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,990 (Apr 2019) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102781-0440 |
| Primary APN | 102781-0440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,835 sqft |
| 1st Floor Area | 2,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 489 FOX WATER TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 44 OR4712/1186 & 5871/979(L/E) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | DEERFIELD PRESERVE PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21301 |
489 Fox Water Trl is owned and occupied by two individuals who acquired it in December 2023.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 24, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Apr 23, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on File |
| Deed Sale | Apr 23, 2019 · Amount on File |
| Deed Document Number | 201927400 |
| Deed Book / Page | 4712 / 1186 |
| Last Transfer Date | Dec 14, 2023 |
| Transfer Doc | 0058710979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 14, 2023 |
| Property Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Document Number | 0058710979 |
| Book / Page | 5871 / 979 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023097144 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Document Number | 0051831214 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 5183/1214 |
| Instrument | 2021018488 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048710231 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 4871/0231 |
| Instrument | 2020005771 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Document Number | 0047121186 |
| Book / Page | 4712 / 1186 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2019027400 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 489 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8418 |
| Document Number | 2019027401 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019027401 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 489 Fox Water Trl was $334 with a veteran's exemption, up 31.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,140 (+17.45%) | $432,386 (+7.82%) Land $85,000 Building $347,386 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $298,968 | $401,019 Land $85,000 Building $316,019 |
| 2024 | $254.00 (-91.78%) | ||
| 2023 | $3,089.00 (+3.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $266,765 (+3%) | $378,195 (+8.82%) Land $85,000 Building $293,195 |
| 2022 | $2,995.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $258,995 | $347,552 Land $67,200 Building $280,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Fox Water Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Fox Water Trl is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures