489 Flat Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 489 Flat Mountain Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 1949
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$814,000 (Jan 2022)
Tax Bill	$3,130 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7541407998`

Property Details

APN / Parcel Number

Primary APN	`7541407998`
Alternative APNs	`0542758` `138519` `151551`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,326 sqft Heated Area
1st Floor Area	2,326 sqft
Utility Area	110 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Finished
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	112 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	151551
Street Address	489 FLAT MOUNTAIN RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 23 TR 1 PRIMEVAL EST
Legal Subdivision	PRIMEVAL ESTATES
Legal Tract	1
Legal Lot Number	23
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2041
Census Tract	970501

Owner

489 Flat Mountain Rd is owned by an individual who bought it in January 2022.

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1400 WALCUTTS WAY NW, MARIETTA, GA 30064-4742
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Deed Document Number	2022531
Deed Book / Page	41 / 1206
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	00P37/0297
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 24, 2022
Property Address	489 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	00O41/1206
Book / Page	O-41 / 1206
Map Reference	MB P-37 PG 297
Instrument Date	Jan 20, 2022
Instrument	2022000531
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 WALCUTTS WAY NW, MARIETTA, GA 30064-4742

Mortgage

Document Number	2022000532
Date	Jan 24, 2022
Instrument	2022000532

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 489 Flat Mountain Rd was $3,130, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,130.00 (+3.4%)	$1,005,660 (-) Land $256,400 Building $749,260	$1,005,660 (-) Land $256,400 Building $749,260
2025	$3,027.00	$1,005,660 Land $256,400 Building $749,260	$1,005,660 Land $256,400 Building $749,260
2023	$3,015.00	$1,005,660 Land $256,400 Building $749,260	$1,005,660 Land $256,400 Building $749,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Flat Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Flat Mountain Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Mountain Rd

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