Harnett County property record for 489 Falling Water Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,230 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Apr 2022) |
| Tax Bill | $2,401 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500048982 |
| Primary APN | 1500048982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,230 sqft Heated Area |
| 1st Floor Area | 1,932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500048982 |
|---|---|
| Street Address | 489 FALLING WATER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#266 ANDERSON CREEK CLUB PH 2A MAP#2004-812 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Phase | 2A |
| Legal Lot Number | 266 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2018 · Amount on Record |
| Deed Document Number | 20228333 |
| Deed Book / Page | 4142 / 788 |
| Prior Transfer Date | Apr 17, 2019 |
| Prior Transfer Doc | 0000005625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 20, 2022 |
| Property Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Document Number | 0000008333 |
| Book / Page | 4142 / 788 |
| Map Reference | MB 2004 PG 810-812 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022008333 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35888 DIANE LN, 35888, RICHMOND, MI 48062-1652 |
| Name | Verified Name |
|---|---|
| Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Document Number | 0000008334 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022008334 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0000000659 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3922/132 |
| Instrument | 2021000659 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 1, 2019 |
| Property Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Document Number | 0000005625 |
| Book / Page | 003693 / 000895 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 5625 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 FALLING WATER RD SPRING LAKE NC 283907065, SPRING LAKE, NC 28390-7065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 4, 2018 |
| Property Address | 489 FALLING WATER RD, SPRING LAKE, NC 28390-7065 |
| Document Number | 0000004527 |
| Book / Page | 3593 / 0433 |
| Map Reference | MB 2004 PG 812 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018004527 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9195 PINEVILLE DR, 9195, LAKE WORTH, FL 33467-6174 |
| Name | Verified Name |
|---|---|
| Address | 29754 AUTUMN LN, WARREN, MI 48088-3779 |
| Document Number | 0000004528 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 3593/0435 |
| Instrument | 2018004528 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,401.00 (+32.51%) | $358,078 (+22.84%) | $358,078 (+22.84%) Land $65,950 Building $292,128 |
| 2025 | $1,812.00 | $291,493 (-) | $291,493 (-) Land $63,090 Building $228,403 |
| 2023 | $1,812.00 Veteran's exemption | $291,493 | $291,493 Land $63,090 Building $228,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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