489 Elsbree St, Apt 4, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 489 Elsbree St, Apt 4, Fall River, MA 02720

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,400 sqft · built 1989
Lot Size	2 acres (87,160 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jun 2000)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Jan 2021 Refinance Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-11 B:0000 L:2019`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-11 B:0000 L:2019`
Alternative APN	`M:0R=11 B:0000 L:2019`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	30 Units
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	1,500 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	489 ELSBREE ST, 4
City	FALL RIVER
State	MA
Zip	02720-7225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N/A
Legal Lot Number	2019
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1000
Census Tract	642500

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 ELSBREE ST, 4, FALL RIVER, MA 02720-7225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Oct 14, 2025	Deed of Trust, Mortgage FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2000 · Amount on Record
Deed Sale	Jun 19, 2000 · Amount on Record
Prior Sale	Feb 26, 1999 · Amount on Record
Deed Book / Page	3821 / 347
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	489 ELSBREE ST APT 4, 4, FALL RIVER, MA 02720-7225
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010389-208
Date	Jan 7, 2021
Book Page	10389/208
Instrument	202100000286

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	489 ELSBREE ST APT 4, 4, FALL RIVER, MA 02720-7225
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011898-126
Date	Oct 14, 2025
Book Page	11898/126
Instrument	14618

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+2.11%)	$253,400 (+2.47%) Building $253,400	$338,770 (+19.5%)
2024	$2,841.00 (+1.07%)	$247,300 (+7.94%) Building $247,300	$283,480
2023	$2,811.00	$229,100 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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