489 Elsbree St, Apt 27, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 489 Elsbree St, Apt 27, Fall River, MA 02720

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,240 sqft · built 1989
Lot Size	2 acres (87,160 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Sep 1992)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-11 B:0000 L:2007`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-11 B:0000 L:2007`
Alternative APN	`M:0R=11 B:0000 L:2007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	30 Units
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,488 sqft
Basement Area	496 sqft
Unfinished Basement	248 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	489 ELSBREE ST, 27
City	FALL RIVER
State	MA
Zip	02720-7227
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N/A
Legal Lot Number	2007
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1000
Census Tract	642500

Owner

489 Elsbree St, Apt 27 is owned and occupied by two individuals who bought it in September 1992.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 ELSBREE ST, 27, FALL RIVER, MA 02720-7227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage FALL RIVER MUN EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 1992 · Amount on File
Deed Sale	Sep 4, 1992 · Amount on File
Deed Book / Page	2520 / 190
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Jun 2, 2026
Property Address	489 ELSBREE ST, 27, FALL RIVER, MA 02720-7227
Document Number	0012072-97
Book / Page	12072 / 97
Instrument Date	May 20, 2026
Instrument	20267443
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007443,
Date	Jun 2, 2026
Book Page	12072/97
Instrument	20267443

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 15, 2017
Property Address	489 ELSBREE ST APT 7, 7, FALL RIVER, MA 02720-7225
Document Number	9408-155
Book / Page	009408 / 000155
Instrument Date	Dec 13, 2017
Instrument	21708
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 ELSBREE ST #47 FALL RIVER MA 027207200, 47, FALL RIVER, MA 02720-7200

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	489 ELSBREE ST APT 7, 7, FALL RIVER, MA 02720-7225
Document Number	9166-194
Book / Page	009166 / 000194
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9166-194
Date	Jan 25, 2017
Book Page	009166/000194
Instrument	1322

Lender

Name	FALL RIVER MUN EMPS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 24, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 489 Elsbree St, Apt 27 was $2,873, up 2.1% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 (+2.13%)	$250,900 (+2.49%) Building $250,900	$315,305 (+6.45%)
2024	$2,813.00 (+1.81%)	$244,800 (+8.7%) Building $244,800	$296,210
2023	$2,763.00	$225,200 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Elsbree St, Apt 27 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Elsbree St, Apt 27 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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