489 E Cactus Mountain Dr, Vail, AZ 85641 Property Records

Pima County property record for 489 E Cactus Mountain Dr, Vail, AZ 85641 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,080 sqft Living Area
Lot Size7,189 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$306,250 (2006)
Tax Bill$2,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN305-24-6790

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,080 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination Exterior
Roof MaterialTile Roof
Lot Area7,189 sqft (0.165 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address489 E CACTUS MOUNTAIN DR
CityVAIL
StateAZ
Zip85641-2296
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSANTA RITA RANCH LOT 315
Legal Range15E
Legal Township17S
Legal Section13
Legal SubdivisionSANTA RITA RANCH
Legal Lot Number315
JurisdictionPIMA AZ
Minor Civil DivisionTUCSON
Census Blockgroup3
Census Block3005
Census Tract4126

Owner

Source: Pima County records · APN 305-24-6790

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address489 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
SWIFT HOME LOANS INC
Nov 05, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2006 · Amount on Record
Deed SaleMar 28, 2006 · Amount on Record
Prior SaleDec 18, 2003 · Amount on Record
Deed Doc Number2006591203
Deed Book / Page12770 / 6405
Prior Transfer DateMar 17, 2006
Prior Transfer Doc0000591204
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address489 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296

Mortgage

Document Number0003500152
DateDec 16, 2025
Instrument20253500152
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIMA AZ
Recording DateNov 05, 2020
Property Address489 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296
Document Number0003100267
Map ReferenceMB 56 PG 77
Instrument DateOct 15, 2020
Instrument20203100267
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanySTEWART TITLE & TR OF TUCSON

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address27224 N 71ST PL, 27224, SCOTTSDALE, AZ 85266-8836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address489 E CACTUS MOUNTAIN DR, VAIL, AZ 85641-2296

Mortgage

Document Number0003100268
DateNov 05, 2020
Instrument20203100268
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Pima County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
Unified School DistrictVail Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$20,892 (-24.74%)$268,555 (-3.25%)
2025$2,927.00 (+7.65%)
2024$27,758$277,577
2023$2,719.00

Flood & Wildfire

489 E Cactus Mountain Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pima County (04019C), updated September 9, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
69th percentile of exposed land nationally · 57th in Arizona
Wildfire LikelihoodModerate — about 1 in 578 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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