489 Dennison Dr, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 489 Dennison Dr, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1955
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2020)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0069 B:0020 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0069 B:0020 L:00001`
Alternative APN	`4441`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	4441
Street Address	489 DENNISON DR
City	SOUTHBRIDGE
State	MA
Zip	01550-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	20
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	1
Census Block	1008
Census Tract	757400

Owner

Source: Worcester County and Southbridge Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 20, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 18, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 16, 2017	Deed of Trust, Mortgage DIGITAL FCU
Dec 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Book / Page	63963 / 63
Transfer Doc	54645-7
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067742-193
Date	Jun 14, 2022
Book Page	67742/193
Instrument	64366

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069857-174
Date	Nov 8, 2023
Book Page	69857/174
Instrument	93430

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073220-166
Date	Feb 20, 2026
Book Page	73220/166
Instrument	13170

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065821-275
Date	Aug 12, 2021
Book Page	65821/275
Instrument	113102

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071875-177
Date	Apr 18, 2025
Book Page	71875/177
Instrument	30185

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65821-275
Date	Aug 12, 2021
Book Page	65821/275
Instrument	113102

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56749-375
Date	Feb 16, 2017
Book Page	56749/375
Instrument	16986

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Dec 11, 2020
Property Address	489 DENNISON DR, SOUTHBRIDGE, MA 01550-2115
Document Number	63963-63
Book / Page	063963 / 000063
Instrument Date	Dec 2, 2020
Instrument	154117
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,459.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 DENNISON DR SOUTHBRIDGE MA 015502115, SOUTHBRIDGE, MA 01550-2115

Mortgage

Document Number	63963-69
Date	Dec 11, 2020
Book Page	063963/000069
Instrument	154118

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,924.00 (-3.12%)	$404,100 (+0.85%) Land $48,300 Building $355,800	$428,450 (+13.23%)
2024	$6,115.00 (+4.33%)	$400,700 (+8.3%) Land $40,300 Building $360,400	$378,385
2023	$5,861.00	$370,000 Land $40,300 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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