Watauga County property record for 489 Curley Maple Rd, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1973 |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1992-78-3690-000 |
| Primary APN | 1992-78-3690-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 283,140 sqft (6.5 acres) |
| Patio Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1057074 |
|---|---|
| Street Address | 489 CURLEY MAPLE RD |
| City | BOONE |
| State | NC |
| Zip | 28607-8559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BEACH |
| Legal Subdivision | BEACH |
| Legal Lot Number | 6 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | MEAT CAMP |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 920400 |
489 Curley Maple Rd is owned and occupied by an individual.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 CURLEY MAPLE RD, BOONE, NC 28607-8559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Mar 22, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 489 CURLEY MAPLE RD, BOONE, NC 28607-8559 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 489 CURLEY MAPLE ROAD #200 200, 200, MAITLAND, FL 32751 |
| Document Number | 0024600827 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 2460/827 |
| Instrument | 755419 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 814 Months |
| Due | Sep 25, 2093 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 489 CURLEY MAPLE RD, BOONE, NC 28607-8559 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 489 CURLEY MAPLE RD, BOONE, NC 28607-8559 |
| Document Number | 0023240676 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 2324/676 |
| Instrument | 729481 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 846 Months |
| Due | Sep 25, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2023 |
| Change Frequency | Monthly |
| Max Rate At Change | 12.8% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
The 2025 property tax bill for 489 Curley Maple Rd was $1,139.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,300 (-) Land $61,800 Building $216,500 | ||
| 2025 | $1,139.00 | $278,300 Land $61,800 Building $216,500 | |
| 2024 | $278,300 Land $61,800 Building $216,500 | ||
| 2023 | $278,300 Land $61,800 Building $216,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Curley Maple Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Curley Maple Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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