489 Cumberland Head Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 489 Cumberland Head Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,018 sqft · built 1936
Lot Size	0.472 acres (20,570 sqft)
Owner	Individual Name on File
Tax Bill	$2,341 (2025)
Flood Zone	Zone X (minimal risk)
APN	`094200 208.11-1-8`

Property Details

APN / Parcel Number

Primary APN	`094200 208.11-1-8`
Alternative APN	`420020801100010080000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	20,570 sqft (0.472 acres)
Lot Dimensions	242 ft deep x 85 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	383 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	489 CUMBERLAND HEAD RD
City	PLATTSBURGH
State	NY
Zip	12901-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 8 PAT CHP C HD RD
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	5
Census Block	5001
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records · APN 094200 208.11-1-8

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	489 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00	$358,500 (+70.71%) Land $134,900 Building $223,600	$379,100 (+53.42%) Land $142,652 Building $236,448
2023		$210,000 Land $114,200 Building $95,800	$247,100 Land $134,375 Building $112,725

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), as of June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191008005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 30 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0900220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.