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489 Cooley St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 489 Cooley St, Springfield, MA 01128 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,275 sqft Living Area
Lot Size16,318 sqft (0.375 acres)
OccupancyOwner Occupied
Last Sale$216,000 (2020)
Tax Bill$4,122.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:03170 P:0183
Alternative APN
  • 31700183

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,275 sqft Living Area
1st Floor825 sqft 1st Floor
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area16,318 sqft (0.375 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number31700183
Street Address489 COOLEY ST
CitySPRINGFIELD
StateMA
Zip01128-1117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1005
Census Tract801605

Owner

Source: Hampden County and Springfield City records · APN SPRI S:03170 P:0183

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 04, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2020Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Jun 07, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
May 09, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleMay 03, 1997 · Amount on Record
Deed Doc Number202046015
Deed Book / Page23374 / 469
Transfer Doc22165-74
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026086-316
DateOct 28, 2025
Book Page26086/316
Instrument51465
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term301 Months
DueNov 01, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22203-47
DateJun 04, 2018
Book Page22203/47
Instrument30809
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term324 Months
DueJun 01, 2045

August 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateAug 20, 2020
Property Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
Document Number23374-469
Book / Page23374 / 469
Instrument DateAug 19, 2020
Instrument46015
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31A RAILROAD ST, W SPRINGFIELD, MA 01089-4249

Mortgage

Document Number46016
DateAug 20, 2020
Instrument46016
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
Document Number22705-91
Instrument DateJun 07, 2019
Transaction TypeMortgage
Record UpdatedJul 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 COOLEY ST SPRINGFIELD MA 011281117, SPRINGFIELD, MA 01128-1117

Mortgage

Document Number22705-91
DateJun 12, 2019
Book Page022705/000091
Instrument31033
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMay 09, 2018
Property Address489 COOLEY ST, SPRINGFIELD, MA 01128-1117
Document Number22165-74
Book / Page022165 / 000074
Instrument DateApr 12, 2018
Instrument25095
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 COOLEY ST SPRINGFIELD MA 011281117, SPRINGFIELD, MA 01128-1117

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,122.00 (+17.47%)$262,900 (+27.75%) Land $60,700 Building $202,200$310,270 (+24.56%)
2024$249,090
2023$3,509.00$205,800 Land $57,800 Building $148,000

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