489 Co Rd 4792, Cumby, TX 75433 Property Records

Hopkins County property record for 489 Co Rd 4792, Cumby, TX 75433

Property Summary

Property TypeRural Home
Details2,204 sqft · built 1977
Lot Size5.61 acres (244,372 sqft)
Owner2 Individual Names on File
Last Sale$3,700 (May 2021)
Tax Bill$5,683 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN65.0818.000.010

Property Details

APN / Parcel Number

Primary APN65.0818.000.010
Alternative APNs
  • 65.0818.000.010.02
  • R000020415

Interior

Stories1 Story
Building Area2,204 sqft Living Area
1st Floor Area2,204 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area244,372 sqft (5.61 acres)
Lot Dimensions615 ft deep x 399 ft wide
Garage TypeAttached
Garage Area402 sqft
PorchPorch
Porch Area738 sqft

Location & Zoning

Account Number65.0818.000.010
Street Address489 COUNTY ROAD 4792
CityCUMBY
StateTX
Zip75433-4626
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionACRES: 5.610 ABS: 818 TR: 10-02 SUR: RAVEY WM H 399X615X390X621
Legal SubdivisionRAVEY WM H SURVEY A-818
Legal Tract10-02
Legal Block3
JurisdictionHOPKINS TX
Township / Civil DivisionCUMBY
Census Block Group3
Census Block3031
Census Tract950200

Owner

Source: Hopkins County records · APN 65.0818.000.010

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address489 COUNTY ROAD 4792, CUMBY, TX 75433-4626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleJun 13, 2013 · Amount on Record
Deed Document Number20213114
Record UpdatedJun 08, 2026

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHOPKINS TX
Recording DateMay 27, 2021
Property Address489 COUNTY ROAD 4792, CUMBY, TX 75433-4626
Document Number0020213114
Instrument DateMay 25, 2021
Instrument20213114
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyHOPKINS COUNTY ABSTRACT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 357, DE KALB, TX 75559-0357

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 COUNTY ROAD 4792, CUMBY, TX 75433-4626

Mortgage

Document Number0020213115
DateMay 27, 2021
Instrument20213115
Lender
NameEDWARD P COX ETUX
TypeSeller
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hopkins County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyHopkins County
Unified School DistrictCumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,683.00 (-39.1%)$317,970 (+15.06%) Land $100,980 Building $216,990$317,970 (+15.06%) Land $100,980 Building $216,990
2023$276,360 Land $84,150 Building $192,210$276,360 Land $84,150 Building $192,210
2022$9,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 17, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless
500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50

Based on FCC filings for 5 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGAFFORD CHAPEL WSC
serves 1,680 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Co Rd 4792

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