489 Co Rd 427, Lorena, TX 76655 Property Records

Falls County property record for 489 Co Rd 427, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	4,348 sqft · built 1987
Lot Size	8.85 acres (385,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,399 (Oct 2022)
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2022 Mortgage + 2 more
APN	`1281001`

Property Details

APN / Parcel Number

Primary APN	`1281001`
Alternative APNs	`25896` `1756`

Interior

Stories	1 Story
Building Area	4,348 sqft Total Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	385,506 sqft (8.85 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Porch
Porch Area	100 sqft

Location & Zoning

Account Number	25896
Street Address	489 COUNTY ROAD 427
City	LORENA
State	TX
Zip	76655-4356
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0021 GOLINDA IGANACIO 8.85 ACRES
Jurisdiction	FALLS TX
Township / Civil Division	CHILTON
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Falls County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Aug 29, 2022	Correction Deed HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO
May 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	May 25, 2022
Deed Document Number	202211699
Deed Book / Page	416 / 225
Prior Transfer Date	Oct 10, 2022
Prior Transfer Doc	0000011699
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00364/00001
Date	Sep 24, 2019
Book Page	00364/00001
Instrument	002077

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000416/242
Date	Oct 26, 2022
Book Page	416/242
Instrument	11702

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	367 Months
Due	May 1, 2053

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FALLS TX
Recording Date	Aug 29, 2022
Property Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356
Document Number	000413/445
Book / Page	413 / 445
Instrument Date	Aug 17, 2022
Instrument	11177
Record Updated	Nov 11, 2025
Title Company	HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FALLS TX
Recording Date	May 25, 2022
Property Address	489 COUNTY ROAD 427, LORENA, TX 76655-4356
Document Number	000408/387
Book / Page	408 / 387
Map Reference	VOL 84 PG 756
Instrument Date	May 24, 2022
Instrument	10302
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 CR 427, LORENA, TX 76655

Tax Assessment & Valuation

Source: Falls County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Falls County
Unified School District	Chilton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,855.00 (-41.7%) Homeowner's exemption Senior Citizen's exemption	$393,240 (+104.77%) Land $196,030 Building $197,210	$393,240 (+18.97%) Land $196,030 Building $197,210
2024	$6,612.00 (+406.28%)
2023		$192,040	$330,530 Land $157,280 Building $173,250
2019	$1,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLINDA WSC serves 957 people · EPA ID TX0730005
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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