Henderson County property record for 489 Clover Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,911 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,055 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9663601295 |
| Primary APN | 9663601295 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,911 sqft Heated Area |
| 1st Floor Area | 1,911 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Slab |
| Porch Area | 65 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 700936 |
|---|---|
| Street Address | 489 CLOVER DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 700936~R-3 |
| Legal Description | HOOPERS VALLEY ESTATES LO26 SETWO PLC-243 |
| Legal Subdivision | HOOPERS VALLEY ESTATES |
| Legal Block | 60 |
| Legal Lot Number | 1295 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 930502 |
489 Clover Dr is owned and occupied by an individual who acquired it in May 2021.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 CLOVER DR, FLETCHER, NC 28732-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 |
| Deed Sale | May 28, 2021 |
| Deed Document Number | 2021954451 |
| Deed Book / Page | 3720 / 124 |
| Prior Transfer Date | May 24, 2021 |
| Prior Transfer Doc | 0000954451 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 489 Clover Dr was $1,055.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Fletcher Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,300 Land $58,000 Building $311,300 | ||
| 2025 | $1,055.00 | ||
| 2023 | $369,300 Land $58,000 Building $311,300 | $369,300 Land $58,000 Building $311,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Clover Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 12 (2018–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Clover Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOOPERS VALLEY ESTATES private · serves 220 people · EPA ID NC0145127 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CITY OF ASHEVILLE |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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