489 Cherry Hill Dr, Madison, MS 39110 Property Records

Madison County property record for 489 Cherry Hill Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4,295 sqft · built 2002
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,300 (May 2020)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`081G-25-034`

Property Details

APN / Parcel Number

Primary APN	`081G-25-034`
Alternative APNs	`081G-25-034/00.00` `20960`

Interior

Full Baths	7 Baths
Building Area	4,295 sqft Adjusted Area
Gross Area	3,773 sqft
1st Floor Area	3,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20960
Street Address	489 CHERRY HILL DR
City	MADISON
State	MS
Zip	39110-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 5 & S1/2 LOT 6 CHERRY HILL PLANTATION PHASE 4 -3.67 ACC-
Legal Range	01E
Legal Township	08N
Legal Section	25
Legal Subdivision	CHERRY HILL PLANTATION PH 4
Legal Phase	4
Legal Lot Number	5-6
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3003
Census Tract	30301

Owner

Source: Madison County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 CHERRY HILL DR, MADISON, MS 39110-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS MTG
May 15, 2020	Warranty Deed, Construction Loan · Construction Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	2020891141
Deed Book / Page	3852 / 822
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	489 CHERRY HILL DR, MADISON, MS 39110-7535
Document Number	0000896049
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	489 CHERRY HILL DR MADISON MS 391107535, MADISON, MS 39110-7535

Mortgage

Document Number	0000896049
Date	Jul 13, 2020
Book Page	003881/000248
Instrument	896049

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 12, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 15, 2020
Property Address	489 CHERRY HILL DR, MADISON, MS 39110-7535
Document Number	0000891141
Book / Page	003852 / 000822
Instrument Date	May 15, 2020
Instrument	891141
Transaction Type	Construction Loan
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 HICKORY GLN MADISON MS 391107607, MADISON, MS 39110-7607

Mortgage

Document Number	891142
Date	May 15, 2020
Book Page	003852/000825
Instrument	891142

Lender

Name	RENASANT BK
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 Homeowner's exemption	$40,597 (-)	$405,970 (-) Land $60,000 Building $345,970
2024	$3,868.00
2023	$3,868.00 Homeowner's exemption	$40,597	$405,970 Land $60,000 Building $345,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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