489 Center St, Algonac, MI 48001 Property Records

St. Clair County property record for 489 Center St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,772 sqft · built 1971
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on Record
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-316-0027-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-316-0027-000`

Interior

Full Baths	2 Baths
Building Area	1,772 sqft Living Area
1st Floor Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	91.8 ft deep x 128 ft wide
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	489 CENTER ST
City	ALGONAC
State	MI
Zip	48001-1187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 31 & 32 OAK GROVE SUBDIVISION OF A PART OF PC 200
Legal Subdivision	OAK GROVE SUBDIVISION
Legal Lot Number	31-32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 N PARKWAY DR, CLAY, MI 48001-4522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2017
Transfer Doc	004808/086
Record Updated	Oct 29, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 13, 2017
Property Address	489 N PARKWAY DR, CLAY, MI 48001-4522
Document Number	0048080086
Book / Page	004808 / 000086
Instrument Date	Feb 1, 2017
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	489 N PARKWAY DR CLAY MI 480014522, CLAY, MI 48001-4522

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (+1.67%)	$219,200 (+1.67%)
2025	$2,178.00 (+2.11%) Homeowner's exemption	$107,800 (+19.64%)
2024	$2,133.00 (+8.16%)		$215,600 (+19.64%)
2023		$90,100
2022	$1,972.00		$180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

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