489 Cedro St, San Jose, CA 95111 Property Records

Santa Clara County property record for 489 Cedro St, San Jose, CA 95111

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,197 sqft · built 1971
Lot Size	0.034 acres (1,460 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jul 2010)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`494-42-009`

Property Details

APN / Parcel Number

Primary APN	`494-42-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,197 sqft Living Area
1st Floor Area	557 sqft
2nd Floor Area	640 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	1,460 sqft (0.034 acres)
Lot Dimensions	73 ft deep x 20 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 CEDRO ST
City	SAN JOSE
State	CA
Zip	95111-2317
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-CL
Legal Description	TRACT 4893 BOOK 275 PAGE 51 LOT 81
Legal Subdivision	TRACT NO 4893
Legal Tract	4893
Legal Lot Number	81
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503217

Owner

489 Cedro St, a condominium, is owned and occupied by two individuals who acquired it in September 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 CEDRO ST, SAN JOSE, CA 95111-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2010 · Amount on File
Deed Sale	Jul 21, 2010 · Amount on File
Prior Sale	Mar 12, 2010 · Amount on File
Deed Document Number	201020786908
Last Transfer Date	Sep 25, 2019
Transfer Doc	0024293489
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	489 CEDRO ST, SAN JOSE, CA 95111-2317
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CEDRO ST, SAN JOSE, CA 95111-2317

Mortgage

Document Number	0025341389
Date	Jul 26, 2022
Instrument	25341389

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2019
Property Address	489 CEDRO ST, SAN JOSE, CA 95111-2317
Document Number	0024293489
Map Reference	MB 275 PG 51-54
Instrument Date	Sep 25, 2019
Instrument	24293489
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	489 CEDRO ST, SAN JOSE, CA 95111-2317

Mortgage

Document Number	0024293490
Date	Sep 30, 2019
Instrument	24293490

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 489 Cedro St was $5,654 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,584 (+2%) Land $129,292 Building $129,292
2025	$5,654.00 Homeowner's exemption	$253,514 Land $126,757 Building $126,757
2023	$5,210.00 (+2.3%) Homeowner's exemption	$243,672 Land $121,836 Building $121,836
2022	$5,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 489 Cedro St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Cedro St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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