489 Cedar Rdg Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 489 Cedar Rdg Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,712 sqft · built 1991
Lot Size	1.02 acres (44,866 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Mar 2021)
Tax Bill	$13,700 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`0331-451-24-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-451-24-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,712 sqft Living Area
Gross Area	4,834 sqft
1st Floor Area	1,920 sqft
2nd Floor Area	1,792 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,866 sqft
Terrain	Above Road/Slope
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	1,122 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	143 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 CEDAR RIDGE DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 12783-1 LOT 24 TRACT 12783-1 LOT 24 AND INT IN COMMON AREA
Legal Subdivision	12783-1
Legal Tract	12783-1
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2015
Census Tract	11002

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6312 E BAY SHORE WALK, LONG BEACH, CA 90803-5637
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Document Number	2021127932
Last Transfer Date	May 12, 2021
Transfer Doc	0000226726
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	489 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000468521
Date	Oct 14, 2021
Instrument	2021-0468521

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 17, 2021
Property Address	489 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000226726
Map Reference	MB 182 PG 61-66
Instrument Date	May 12, 2021
Instrument	2021-0226726
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 E BAY SHORE WALK, LONG BEACH, CA 90803-5637

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 19, 2021
Property Address	489 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000127932
Map Reference	MB 182 PG 61-66
Instrument Date	Mar 2, 2021
Instrument	2021-0127932
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6312 E BAY SHORE WALK, LONG BEACH, CA 90803-5637

Mortgage

Document Number	0000127933
Date	Mar 19, 2021
Instrument	2021-0127933

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.99%
Max Rate At Change	7.99%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,222,500 (-) Land $234,300 Building $988,200
2025	$13,700.00 (+0.68%)	$1,222,500 (-2.08%) Land $234,300 Building $988,200
2023	$13,608.00 (+2.09%)	$1,248,480 Land $239,292 Building $1,009,188
2022	$13,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70 CEDAR GLEN serves 1,240 people · EPA ID CA3610026
Water Source	Purchased surface water from CLAWA
Last State Inspection	Apr 2021
Also Mapped Here	LAKE ARROWHEAD CSD
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Oct 2012
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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