Kankakee County property record for 489 Cardinal Dr, Manteno, IL 60950
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.277 acres (12,103 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Dec 2025) |
| Tax Bill | $10,360 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02-17-402-082 |
| Primary APN | 03-02-17-402-082 |
|---|
| Lot Area | 12,103 sqft (0.277 acres) |
|---|
| Street Address | 489 CARDINAL DR |
|---|---|
| City | MANTENO |
| State | IL |
| Zip | 60950-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES LANDING UNIT 1 LT 82 17-32-12E |
| Legal Subdivision | EAGLES LANDING UNIT 1 |
| Legal Lot Number | 82 |
| Legal Unit | 1 LT |
| Jurisdiction | KANKAKEE IL |
| Township / Civil Division | MANTENO |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 10201 |
489 Cardinal Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Kankakee County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 558 JEFFERY DR, MANTENO, IL 60950-1677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Oct 27, 2017 | Deed, Transfer |
| Oct 27, 2017 | Deed, Subdivision Related Transfer · FHA Mortgage TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Oct 27, 2017 · Amount on File |
| Deed Document Number | 202512348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Dec 19, 2025 |
| Property Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Document Number | 0202512348 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 202512348 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Document Number | 0202512349 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 202512349 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Property Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202117972 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 202117972 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Oct 27, 2017 |
| Property Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Document Number | 0201712313 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 201712313 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 N MAIN ST, 600, MANTENO, IL 60950-1257 |
| Name | Verified Name |
|---|---|
| Address | 600 N MAIN ST, MANTENO, IL 60950-1257 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Oct 27, 2017 |
| Property Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Document Number | 0201712314 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 201712314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 489 CARDINAL DR, MANTENO, IL 60950-9483 |
| Document Number | 201712315 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 201712315 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 489 Cardinal Dr was $10,360 with exemptions applied, up 4.3% from the year before.
Source: Kankakee County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kankakee County |
| County Subdivision | Manteno Township |
| Municipality | Manteno Village |
| Unified School District | Manteno Community Unit School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,360.00 (+4.3%) | $130,403 (+12.23%) Land $23,084 Building $107,319 | $391,209 (+12.23%) Land $69,252 Building $321,957 |
| 2024 | $9,933.00 Homeowner's exemption Disabled Person's exemption | $116,195 (+8.99%) Land $20,565 Building $95,630 | $348,585 (+8.99%) Land $61,695 Building $286,890 |
| 2023 | $106,612 Land $18,867 Building $87,745 | $319,836 Land $56,601 Building $263,235 | |
| 2022 | $8,914.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 489 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 489 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 3.3 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | Turbidity resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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