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  5. Capac Rd

489 Capac Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 489 Capac Rd, Berlin, MI 48002 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,197 sqft
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2022)
Tax Bill$1,671 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-09-032-2007-000

Property Details

APN / Parcel Number

Primary APN74-09-032-2007-000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,197 sqft Living Area
Basement Area798 sqft

Exterior

Lot Area16,117 sqft (0.369 acres)
Lot Width99 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74090322007000
Street Address489 CAPAC RD
CityBERLIN
StateMI
Zip48002-4204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 132 FT OF E 123.75 FT OF NE 1/4 .37 A SEC 32 T6N R13E
Legal Range13E
Legal Township06N
Legal Section32
JurisdictionSAINT CLAIR MI
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3013
Census Tract657200

Owner

Source: St. Clair County records · APN 74-09-032-2007-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address489 CAPAC RD, BERLIN, MI 48002-4204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 19, 2021Deed of Trust, Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 08, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleFeb 08, 2021 · Amount on Record
Deed Document Number2022017797
Deed Book / Page5546 / 3
Record UpdatedJun 07, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 27, 2022
Property Address489 CAPAC RD, BERLIN, MI 48002-4204
Document Number0000055463
Book / Page5546 / 3
Instrument DateJul 06, 2022
Instrument2022017797
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyFIRST PREMIER TITLE AGENCY, FIRST PREMIER TTL AGCY INS &

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address489 CAPAC RD, 489, BERLIN, MI 48002-4204

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 CAPAC RD, BERLIN, MI 48002-4204

Mortgage

Document Number2022017798
DateJul 27, 2022
Instrument2022017798
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address489 CAPAC RD, BERLIN, MI 48002-4204
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 CAPAC RD, BERLIN, MI 48002-4204

Mortgage

Document Number5354242
DateApr 19, 2021
Book Page5354/242
Instrument2021012163
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
AmountAmount Recorded
Term60 Months
DueApr 01, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 08, 2021
Property Address489 CAPAC RD, BERLIN, MI 48002-4204
Document Number0005315486
Book / Page5315 / 486
Instrument DateDec 16, 2020
Instrument2021003718
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24475 ARMADA RIDGE RD, 24475, ARMADA, MI 48005-3305

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 CAPAC RD, BERLIN, MI 48002-4204

Mortgage

Document Number2021003720
DateFeb 08, 2021
Instrument2021003720
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term179 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionBerlin Township
Unified School DistrictAlmont Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$69,200 (+10.19%)
2024$1,671.00 (+19.27%)$138,400 (+10.19%)
2023$62,800
2022$1,401.00$125,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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