489 Campbell Rd, Covington, GA 30014 Property Records

Newton County property record for 489 Campbell Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 2000
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Tax Bill	$469 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00730-00000-038-B00`

Property Details

APN / Parcel Number

Primary APN	`00730-00000-038-B00`
Alternative APNs	`0073 038B` `26719`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,750 sqft Heated Area
1st Floor Area	1,166 sqft
Flooring	Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Carport
Carport	Carport
Carport Area	900 sqft

Exterior Amenities

Porch	Porch
Porch Area	282 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26719
Old Parcel Number	0073 038B
Street Address	489 CAMPBELL RD
City	COVINGTON
State	GA
Zip	30014-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.209AC TR 3 CAMPBELL RD
Legal Subdivision	CAMPBELL ROAD/HWY 212/BALLGROUND RD
Legal Tract	3
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3005
Census Tract	100802

Owner

489 Campbell Rd is owned and occupied by two individuals who acquired it in May 2003.

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	489 CAMPBELL RD, COVINGTON, GA 30014-6110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2003
Deed Sale	May 29, 2003
Prior Sale	Sep 20, 2000
Deed Document Number	0001439283
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 2, 2026
Property Address	489 CAMPBELL RD, COVINGTON, GA 30014-6110
Document Number	4845000749
Book / Page	4845 / 749
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CAMPBELL RD, COVINGTON, GA 30014-6110

Mortgage

Document Number	4845000749,
Date	Jul 2, 2026
Book Page	4845/749

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	489 CAMPBELL RD, COVINGTON, GA 30014-6110
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CAMPBELL RD, COVINGTON, GA 30014-6110

Mortgage

Document Number	0047600000000680
Date	Sep 8, 2025
Book Page	0000004760/0000000680
Instrument	2025010076

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 489 Campbell Rd was $469, down 84.3% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00 (-84.3%)	$18,880 (-84.5%) Land $15,000 Building $3,880	$47,200 (-84.5%) Land $37,500 Building $9,700
2024	$2,988.00 Homeowner's exemption	$121,840 (+17.79%) Land $10,800 Building $111,040	$304,600 (+17.79%) Land $27,000 Building $277,600
2023		$103,440 Land $10,800 Building $92,640	$258,600 Land $27,000 Building $231,600
2022	$2,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Campbell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Campbell Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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