489 Cabra St, Lincoln, CA 95648 Property Records

Placer County property record for 489 Cabra St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft · built 2021
Owner	2 Individual Names on File
Tax Bill	$9,870 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329-190-062-000`

Property Details

APN / Parcel Number

Primary APN	`329-190-062-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	489 CABRA ST
City	LINCOLN
State	CA
Zip	95648-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 TWELVE BRIDGES VILLAGE 25 MOR FF-37
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	44
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3001
Census Tract	23502

Owner

489 Cabra St is owned and occupied by two individuals.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 CABRA ST, LINCOLN, CA 95648-8851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 13, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 28, 2021
Property Address	489 CABRA ST, LINCOLN, CA 95648-8851
Document Number	0000121039
Map Reference	MB FF PG 37
Instrument Date	Sep 22, 2021
Instrument	2021-0121039
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 CABRA ST, LINCOLN, CA 95648-8851

Mortgage

Document Number	0000121040
Date	Sep 28, 2021
Instrument	2021-0121040

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 13, 2021
Property Address	489 CABRA ST, LINCOLN, CA 95648-8851
Document Number	0000150620
Map Reference	MB FF PG 37
Instrument Date	Sep 22, 2021
Instrument	2021-0150620
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 CABRA ST, LINCOLN, CA 95648-8851

Mortgage

Document Number	0000150621
Date	Dec 13, 2021
Instrument	2021-0150621

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 489 Cabra St was $9,870.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,960 (+2%) Land $162,364 Building $470,596
2025	$9,870.00	$620,550 Land $159,181 Building $461,369
2023	$9,279.00 (-1.95%)	$573,000 Land $142,600 Building $430,400
2022	$9,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 489 Cabra St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Cabra St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon, Zeta Broadband.

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