Cook County property record for 489 Bernice Ct, Wheeling, IL 60090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,449 sqft · built 1956 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Jan 2017) |
| Tax Bill | $5,708 (2023) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-10-405-013 |
| Primary APN | 03-10-405-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 489 BERNICE CT |
|---|---|
| City | WHEELING |
| State | IL |
| Zip | 60090-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DUNHURST) SUB (UNIT3) SUB IN NW SE SEC 10-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 10 |
| Legal Subdivision | DUNHURST SUB UNIT3 |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 802504 |
489 Bernice Ct is owned and occupied by an individual who bought it in January 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 BERNICE CT, WHEELING, IL 60090-4705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2017 | Deed of Trust, Mortgage COMPASS MTG |
| Jan 12, 2017 | Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on File |
| Deed Sale | Jan 12, 2017 · Amount on File |
| Prior Sale | Jun 24, 2016 |
| Deed Document Number | 201733037 |
| Prior Transfer Date | Jul 5, 2012 |
| Prior Transfer Doc | 0000048008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 489 BERNICE CT, WHEELING, IL 60090-4705 |
| Document Number | 1725601176 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 489 BERNICE CT WHEELING IL 600904705, WHEELING, IL 60090-4705 |
| Document Number | 1725601176 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 25601176 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 12, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 12, 2017 |
| Property Address | 489 BERNICE CT, WHEELING, IL 60090-4705 |
| Document Number | 1701233037 |
| Instrument Date | Nov 10, 2016 |
| Instrument | 1233037 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Tax | $159.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14818 GREENBRIER LN HOMER GLEN IL 604915906, HOMER GLEN, IL 60491-5906 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Wheeling Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Wheeling Community Consolidated School District 21 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 Land $4,950 Building $23,050 | $280,000 Land $49,500 Building $230,500 | |
| 2023 | $5,708.00 (+6.04%) | ||
| 2022 | $5,383.00 Homeowner's exemption Senior Citizen's exemption | $23,000 Land $4,290 Building $18,710 | $230,000 Land $42,900 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 489 Bernice Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 25 (1987–2019) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 489 Bernice Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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