489 Arnold Dr, Camden, TN 38320 Property Records

Benton County property record for 489 Arnold Dr, Camden, TN 38320

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,053 sqft · built 1980
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2023)
Tax Bill	$644 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003079 00511`

Property Details

APN / Parcel Number

Primary APN	`003079 00511`
Alternative APN	`079 00511`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 ARNOLD DR
City	CAMDEN
State	TN
Zip	38320-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: A50
Jurisdiction	BENTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1051
Census Tract	963100

Owner

Source: Benton County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	489 ARNOLD DR, CAMDEN, TN 38320-7525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
May 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Aug 24, 2022	Warranty Deed, Transfer · USDA Mortgage FIRSTBANK
Aug 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Aug 24, 2022 · Amount on File
Deed Document Number	115216
Deed Book / Page	401 / 687
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Oct 16, 2023
Property Address	489 ARNOLD DR, CAMDEN, TN 38320-7525
Document Number	000401/687
Book / Page	401 / 687
Instrument Date	Oct 12, 2023
Instrument	115216
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	489 ARNOLD DR, CAMDEN, TN 38320-7525

Mortgage

Document Number	0000115217
Date	Oct 16, 2023
Instrument	115217

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	489 ARNOLD DR, CAMDEN, TN 38320-7525
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 ARNOLD DR, CAMDEN, TN 38320-7525

Mortgage

Document Number	0000394/85
Date	May 11, 2023
Book Page	394/85
Instrument	113637

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Aug 24, 2022
Property Address	489 ARNOLD DR, CAMDEN, TN 38320-7525
Document Number	000382/344
Book / Page	382 / 344
Instrument Date	Aug 19, 2022
Instrument	111117
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ASSURETY TITLE AND ESCROW LLC, ASSURE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 ARNOLD DR, CAMDEN, TN 38320-7525

Mortgage

Document Number	0000111118
Date	Aug 24, 2022
Instrument	111118

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Aug 27, 2018
Property Address	489 ARNOLD DR, CAMDEN, TN 38320-7525
Document Number	000308/156
Book / Page	308 / 156
Instrument Date	Aug 27, 2018
Instrument	95826
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BAKER RD, HOHENWALD, TN 38462-5505

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$644.00 (+21.51%)	$37,750 (+89.94%) Land $2,100 Building $35,650	$151,000 (+94.09%) Land $8,400 Building $142,600
2023	$530.00	$19,875 (+2.19%) Land $2,200 Building $17,675
2022	$530.00	$19,450 Land $2,200 Building $17,250	$77,800 (-2.14%) Land $8,800 Building $69,000
2020			$79,500 Land $8,800 Building $70,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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