Independence County property record for 489 Allen Chapel Rd, Southside, AR 72501
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,656 sqft · built 2003 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Jul 2004) |
| Tax Bill | $160 (2025) |
| Deeds & Mortgages | Nov 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9063.0 |
| Primary APN | 9063.0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,522 sqft (0.54 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 45 sqft |
| Porch | Slab |
| Porch Area | 320 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 489 ALLEN CHAPEL RD |
|---|---|
| City | SOUTHSIDE |
| State | AR |
| Zip | 72501-7679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE NW NW |
| Legal Range | 06 |
| Legal Township | 13 |
| Legal Section | 34 |
| Legal Subdivision | 34 -13 -06 SOUTHSIDE M&B |
| Jurisdiction | INDEPENDENCE AR |
| Township / Civil Division | MCHUE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 490702 |
489 Allen Chapel Rd is owned and occupied by two individuals who bought it in July 2004.
Source: Independence County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 ALLEN CHAPEL RD, SOUTHSIDE, AR 72501-7679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2004 · Amount on File |
| Deed Sale | Jul 27, 2004 · Amount on File |
| Prior Sale | Oct 15, 1997 · Amount on File |
| Deed Book / Page | 2004 / 3174 |
| Transfer Doc | 2004003174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDEPENDENCE AR |
| Property Address | 489 ALLEN CHAPEL RD, SOUTHSIDE, AR 72501-7679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | DT2019/16852 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | DT 2019/16852 |
| Instrument | L201906644 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 941 Months |
| Due | Apr 5, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.73% |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
The 2025 property tax bill for 489 Allen Chapel Rd was $160 with a homeowner's exemption.
Source: Independence County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Independence County |
| Municipality | Southside City |
| Unified School District | Southside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,680 (+83.61%) Land $1,890 Building $26,790 | $143,400 (+83.61%) Land $9,450 Building $133,950 | |
| 2025 | $160.00 Homeowner's exemption | $15,620 Land $1,510 Building $14,110 | $78,100 Land $7,550 Building $70,550 |
| 2023 | $300.00 Homeowner's exemption | $15,620 Land $1,510 Building $14,110 | $78,100 Land $7,550 Building $70,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Allen Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Allen Chapel Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 48% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE PUB WATER AUTHORITY serves 9,108 people · EPA ID AR0000254 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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