Manchester Town property record for 489 Adams St, Manchester, CT 06040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,430 sqft · built 1942 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2025) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 002000489 |
| Primary APN | 002000489 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 3,213 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2000489 |
|---|---|
| Street Address | 489 ADAMS ST |
| City | MANCHESTER |
| State | CT |
| Zip | 06040-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 20 |
| Legal Lot Number | 489 |
| Jurisdiction | MANCHESTER CT |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 514500 |
489 Adams St is owned and occupied by two individuals who bought it in August 2025.
Source: Manchester Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 ADAMS ST, MANCHESTER, CT 06040-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2025 | Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Aug 24, 2009 · Amount on File |
| Deed Book / Page | 4770 / 1161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Recording Date | May 21, 2026 |
| Property Address | 489 ADAMS ST, MANCHESTER, CT 06040-2714 |
| Document Number | 004791-194 |
| Book / Page | 4791 / 194 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 489 ADAMS ST, MANCHESTER, CT 06040-2714 |
| Document Number | 4791000194, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 4791/194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Recording Date | Aug 13, 2025 |
| Property Address | 489 ADAMS ST, MANCHESTER, CT 06040-2714 |
| Document Number | 04770-1161 |
| Book / Page | 4770 / 1161 |
| Instrument Date | Aug 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 489 ADAMS ST, MANCHESTER, CT 06040-2714 |
| Document Number | 6923570024 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 6923570024 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 489 Adams St was $5,384.
Source: Manchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Manchester Town |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,384.00 | $135,200 Land $28,700 Building $106,500 | $94,640 Land $20,090 Building $74,550 |
| 2024 | $5,384.00 (+7.06%) | ||
| 2023 | $5,029.00 (+2.99%) | $135,200 (-) Land $28,700 Building $106,500 | |
| 2022 | $4,883.00 | $135,200 Land $28,700 Building $106,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 489 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 489 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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