Niagara County and Niagara Falls City property record for 489 78th St, Niagara Falls, NY 14304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 942 sqft · built 1951 |
| Lot Size | 0.123 acres (5,361 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Sep 2006) |
| Tax Bill | $3,461 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 160.60-2-46 |
| Primary APN | 291100 160.60-2-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 942 sqft Living Area |
| 1st Floor Area | 942 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,361 sqft (0.123 acres) |
| Lot Dimensions | 134 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14/7905.A |
|---|---|
| Street Address | 489 78TH ST |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14304-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-C |
| Legal Description | TM 447 BL K LOT N PT 8 210 |
| Legal Block | 2 |
| Legal Lot Number | 46.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 22100 |
Source: Niagara County and Niagara Falls City records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 489 78TH ST, NIAGARA FALLS, NY 14304-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2006 · Amount on Record |
| Deed Sale | Sep 27, 2006 · Amount on Record |
| Deed Book / Page | 3374 / 175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 489 78TH ST, NIAGARA FALLS, NY 14304-3335 |
| Document Number | 0000020340 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 489 78TH ST NIAGARA FALLS NY 143043335, NIAGARA FALLS, NY 14304-3335 |
| Document Number | 0000020340 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 20340 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,461.00 | $65,000 (-) Land $3,000 Building $62,000 | $144,400 (+19.93%) Land $6,665 Building $137,735 |
| 2023 | $65,000 Land $3,000 Building $62,000 | $120,400 Land $5,557 Building $114,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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