48892 Quercus Ln, Palm Desert, CA 92260 Property Records

Riverside County property record for 48892 Quercus Ln, Palm Desert, CA 92260

Property Summary

Property Type	Condominium
Details	3 bd · 2.75 ba · 1,853 sqft · built 1974
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on File
Last Sale	$580,000 (Jun 2025)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`655-195-016`

Property Details

APN / Parcel Number

Primary APN	`655-195-016`
Alternative APN	`631442031`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,853 sqft Living Area
Gross Area	2,143 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	48892 QUERCUS LN
City	PALM DESERT
State	CA
Zip	92260-6869
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PR070
Legal Description	LOT 100 MB 079/022 TR 5053 & INT IN COMMON AREAS
Legal Tract	5053
Legal Lot Number	100
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2016
Census Tract	45114

Owner

48892 Quercus Ln, a condominium, is owned by a company that bought it in June 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	14261 UPLANDS DR, LAKE OSWEGO, OR 97034-2745
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SMITH FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Mar 29, 1996 · Amount on File
Deed Document Number	2025198643
Prior Transfer Date	Mar 26, 1996
Prior Transfer Doc	0000111628
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 QUERCUS LN, PALM DESERT, CA 92260-6869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291114
Date	Jul 2, 2020
Instrument	2020-0291114

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 QUERCUS LN, PALM DESERT, CA 92260-6869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393515
Date	Oct 2, 2019
Instrument	2019-0393515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 QUERCUS LN, PALM DESERT, CA 92260-6869
Document Number	0000424285
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48892 QUERCUS LN PALM DESERT CA 922606869, PALM DESERT, CA 92260-6869

Mortgage

Document Number	0000424285
Date	Oct 12, 2017
Instrument	424285

Lender

Name	SMITH FAMILY TRUST (PT)
Address	37675 CALLE DE LOBO, MURRIETA, CA 92562-9161

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48892 Quercus Ln was $3,856.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,600 (+129.79%) Land $147,900 Building $443,700
2025	$3,856.00 Homeowner's exemption	$257,449 Land $66,424 Building $191,025
2023	$3,367.00 (+2.62%) Homeowner's exemption	$247,454 Land $63,846 Building $183,608
2022	$3,281.00
2021			$490,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48892 Quercus Ln in Zone X, where a levee reduces flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48892 Quercus Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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