4889 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4889 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$459,100 (2025)
Tax Bill	$2,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212630364900014300`

Exterior

Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Street Address	4889 RAIN SHADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-6353
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 430
Legal Phase	2
Legal Lot Number	430
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 212630364900014300

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4889 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Doc Number	2025159590
Deed Book / Page	6901 / 2984
Record Refreshed	Jun 08, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 31, 2025
Property Address	4889 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353
Document Number	0069012984
Book / Page	6901 / 2984
Map Reference	MB 34 PG 102-106
Instrument Date	Dec 22, 2025
Instrument	2025159590
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4889 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353
Investor	Possibly a Property Investor

Mortgage

Document Number	0069012989
Date	Dec 31, 2025
Instrument	6901/2989

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00	$65,000 Land $65,000	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 88% of the US · above 80% of Florida
Wildfire Likelihood	About 1 in 159 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.