4889 Overlook Dr, Milton, WI 53563 Property Records

Rock County property record for 4889 Overlook Dr, Milton, WI 53563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2015
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2019)
Tax Bill	$6,319 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0207100078`

Property Details

APN / Parcel Number

Primary APN	`0207100078`
Alternative APN	`241 0207100078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	85 ft deep x 130 ft wide
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	241 0207100078
Street Address	4889 OVERLOOK DR
City	MILTON
State	WI
Zip	53563-8549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 278, HARMONY GROVE FIFTH ADDITION DAF: PT NW1/4 NW1/4 AND NE1/4 NW1/4 OF SEC 7, T3NR13E, 4TH PM, CITY OF JANESVILLE, ROCK
Legal Subdivision	HARMONY GROVE FIFTH ADDITION
Legal Lot Number	278
Jurisdiction	ROCK WI
Township / Civil Division	JANESVILLE
Census Block Group	3
Census Block	3078
Census Tract	1202

Owner

4889 Overlook Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Rock County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4889 OVERLOOK DR, MILTON, WI 53563-8549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWN BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	20192132581
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4889 OVERLOOK DR, MILTON, WI 53563-8549
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002097342
Date	Feb 14, 2018
Instrument	2097342

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4889 OVERLOOK DR, MILTON, WI 53563-8549
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130745
Date	Jul 3, 2019
Instrument	2130745

Lender

Name	TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4889 OVERLOOK DR, MILTON, WI 53563-8549
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002186524
Date	May 3, 2021
Instrument	2186524

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 29, 2019
Property Address	4889 OVERLOOK DR, MILTON, WI 53563-8549
Document Number	0002132581
Instrument Date	Jul 26, 2019
Instrument	2132581
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4889 OVERLOOK DR, MILTON, WI 53563-8549

Mortgage

Document Number	0002132582
Date	Jul 29, 2019
Instrument	2132582

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4889 Overlook Dr was $6,319 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Janesville City
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,319.00 Homeowner's exemption	$390,800 Land $28,800 Building $362,000
2024			$415,480
2023	$6,726.00 Homeowner's exemption	$390,800 Land $28,800 Building $362,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4889 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1979–2026)
Claims Outside the SFHA	5 of 26
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4889 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JANESVILLE WATER UTILITY serves 64,415 people · EPA ID WI1540127
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LiteWire.

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